Indiana Life Benefits

UniCare’s Final Expense Whole Life Insurance

It’s not something you tend or want to think about, but how would your loved ones cope financially if you were to pass-away today? Will they have enough to cover any unanticipated expenses and still have something left over?

Consider the costs involved with a final illness or burial expenses. A 1999 survey by the National Funeral Directors Association said the average cost of a funeral is around $5,000 – not including burial costs. An affordable option to help with these costs is to purchase an insurance policy to cover your final expenses.

Life Benefits Final Expense Whole Life Insurance from UniCare Life & Health Insurance Company, a subsidiary of WellPoint, Inc., offers policies with benefits ranging from $3,000 to $25,000 to help cover expenses that may otherwise be a great burden for your family.

With this plan…

• those with existing health conditions may still qualify
• no medical exam is required
• rates are guaranteed and fixed for life

How Much Does It Cost?

Rates are based on Issue Ages 45-80, which means you can purchase a plan at any time when you are between the ages of 45 and 80 and you will pay a premium based on your age at the time of your purchase. An authorized UniCare Life & Health insurance agent can help you determine the amount of insurance you will need and what the premiums will be based on your age and the amount you choose to purchase.

When Should You Buy?

Since rates are based on your age when the policy is issued, it makes sense to consider purchasing a policy now. Contact a UniCare Life & Health insurance agent or UniCare today for more details.